The topic Insurance fraud is a deliberate deception perpetrated against or by an insurance company or agent for financial gain. Fraud may be committed at different points by applicants, policyholders, third-party claimants, or professionals who provide services to claimants. Insurance agents and company employees may also commit insurance fraud. Common frauds include "padding" (inflating claims), misrepresenting facts on an insurance application, submitting claims for injuries or damage that never occurred, and staging accidents.
Some insurance lines are more vulnerable to fraud than others. Healthcare, workers' compensation, and auto are generally considered the most affected insurance sectors. To learn more, read this article right here.
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